A Traditional IRA plan offers three basic benefits: security for your retirement years; tax-deferred interest until you withdraw your funds (as early as age 59 1/2); and a possible deduction from annual gross income on your federal income tax return.*

At Bank Pzittf, you can also count on:

• High rate of return on your investment


• Competitive interest on even the smallest IRA balance


• Convenience of payroll deduction for easy contributions


• IRAs are separately insured up to $250,000 by the NCUA.

You can deposit any amount into your IRA Share Account, and you may even be able to roll this investment into an IRA Certificate or Money Market Account for an even greater return.

*Consult the credit union for further details and a tax specialist to see if your IRA investment qualifies as a tax deduction.

The maximum yearly contributions per individual for all Traditional IRAs is $5,500 plus an additional $1,000 "catch-up" contribution for those owners age 50 and older. (Not including Coverdell Education Savings Account or roll-over contributions).